How to earn money from home without any investment

The internet is a huge place. It hosts a lot of different places and people. And some of them are out to scam you of your hard-earned money. Hence I understand the hesitance to spend any money upfront. Or you might also not have this kind of money in the first place.

If you’re like me some time back, you’re probably tired of trying to figure out how to make money from home without any investment. The truth is, there are legit ways of making money online without spending a dime.

Below I outline the ways I’ve found that will work for you!

How to earn money from home without any investment
earn money online

How to make money with your skills

The internet is a great resource for this because it has many ways in which you can make money from home. To make money without any investment, you need to invest your time and effort.

However, if you want to earn a living wage without any money at all, it may be a little more difficult to do so. Most of the ways to sustainable income need some investment in in-demand skills. That’s if you do not possess this already.

We will talk about how one can make money from the comfort of their own home through various means that are available. One of these is freelancing which involves creating content or doing work that someone else needs to be done for them.

There are also other means such as making and selling items online or offloading unused items from the house in exchange for cash via websites like eBay.


With a laptop and an internet connection, you can work your way to regular earnings online. You’ve probably heard of Upwork and Fiverr. They are the most popular freelance marketplaces on the web.

There are other marketplaces besides these but are lesser-known, like ServiceScape and PeoplePerHour.

You do not need any investment to join any. But the ease of accessibility means there are also many other freelancers which can be an impediment to beginners.

Companies or individuals post work that they need to be done for them. This way they can access a vast pool of talent around the world. Sourcing from their locality will likely result in limited talent but higher expense.

A freelancer, if interested, can bid for the said work. The business then selects the applicant they feel best suited for their piece of work. After completion, payment is processed to the freelancer.

But it doesn’t work like this all the time. In some cases, the business awards the work to the freelancer they’ve built a relationship with. That’s why it’s vital to always deliver your best every time to have a highly rated profile.

Freelancers have the benefit of working for any company they wish. The freedom to select what work you want to work on drives many people to these platforms.

So what are the kind of jobs available on these marketplaces? They span from the ordinary to very strange across a very wide range of skill levels. I’ve listed a few below.

  • Graphic design
  • Video editing
  • Web design
  • Animation
  • Software development
  • Writing and editing
  • Customer support
  • SEO services


Writing is part of the freelancing services you can provide above but I’ve listed it in its own category. It is due to the vastness of the writing scene online. There are different types of writing like copywriting, blogging, social media writer, etc.

Talented writers online earn lots of money but worth noting is that they have specialized skills developed over time.

The first step is to decide on what genre of writing you are most passionate about, which can be hard for many people.

The next step is to decide how you are going to generate income. There are a lot of bloggers who work part-time or freelance writers who do freelance marketing or sales copy for bigger companies.

There are marketplaces dedicated to writing work only, like iWriter and BloggingPro. But most businesses looking for freelancers know the common marketplaces. Check Upwork and the other general freelance sites for writing work.

Slightly deviated from writing is editing. You can also try becoming an editor at a publishing company, magazine, newspaper, or literary journal.

Remote jobs

Working remotely is becoming ever more popular for many reasons. Workers want a flexible schedule without being tied to 9-5 as working hours. Many younger people, the millennials, want to work from anywhere and not in a fixed location.

Unlike the purest form of freelance work, remote jobs are technically longer agreements. Freelance can be as simple as designing a logo you can submit in a day and get paid. With remote jobs, you are likely to be tied for a few weeks to months.

Businesses benefit from office space and employee-related expenses. Remote workers also benefit from the availability of work they might not have otherwise had the opportunity to do, especially in developing countries.

There are several online job boards to find such work. I’ve listed some below.

And just like a traditional office job, you do not need any upfront investment. You can sign up for upskilling courses but that’s optional. You only spruce up your CV and start applying.

However, some services like FlexJobs need a $15 monthly subscription to apply for the jobs available. This ensures only verified and legit jobs make it to their platform. Which is a plus in my opinion given the possibility of online jobs scams.

Resell online

You can sell products online and start earning money without spending any money. You just need to find a supplier that will give you products for free and sell them on your own website or on Amazon.

This route is easier said than done. Finding someone who will trust you with merchandise without payment is not straightforward. But if you have some limited funds you can still start and scale from the profits generated.

A good example is sourcing products in demand from Alibaba and reselling on Amazon. Doing some market research is a great way of knowing an underserved market.

Some products can be sold for profits that seem exploitative! Read this blog post to understand how to go about it.


YouTube is a popular platform for posting video content. And the best part is that it’s absolutely free. If you do not need money right away, you can start one. YouTube channels take a long time to get going.

The platform also has a threshold before you can monetize the channel through ads. For example, having a minimum of 1,000 subscribers and 4,000 hours of overall watch time.

Your first step is deciding on your niche. This term refers to the audience you will be serving with your content. For example, weightlifting video content will be most relevant to bodybuilders. A topic of interest is usually refined based on viability research.

You want to give yourself the best chance of success down the road by choosing a niche that can be monetized. Most of the time through the provision of related products and services you can be paid a commission.

Google integrates YouTube videos in the search results giving these channels greater visibility if optimized correctly for the correct keywords.


Surveys are one of the most popular methods for people who want to make money online. And that’s without investing any money. A survey website pays users for answering questions with cash or rewards redeemable in gift cards.

There are many types of surveys; some are free, some are paid, some are quick, some are long, while others are industry and niche-specific. But all require you to answer questions in order to make money. Many sites pay per question or offer a daily cash incentive per hour if you complete a certain number of surveys.

It’s important to understand that not all online surveys are created equal. You need to do your research before signing up for any given survey site. There are many scams out there that will steal your information and leave you feeling frustrated.

I’ve listed some of these survey websites below.

There are more lesser-known survey sites but it pays to first research about them before signing up to earn.

Depending on where you are around the world, surveys might or might not be the best way to generate an income. Most surveys have geo-restrictions. The primary objective is for businesses to collect opinions about their products and services. Therefore, the surveys are limited to the territories they operate in.

Affiliate marketing

While not entirely free, affiliate marketing is another affordable route to earning an income online from home.

It is a popular way to advertise products online. It’s a simple way to make money online by promoting other companies products and services.

The idea is that a merchant will give you a unique link, which leads to their e-commerce shop. And if someone clicks on the link and makes a purchase, you will get paid a commission. You can promote products for different companies through their affiliate programs.

But there is a way you can earn with affiliate marketing without spending a cent. And that’s by not building your affiliate website. Read about how to market affiliate products without a website.

It’s not the most recommended method as it becomes harder to earn a residual income over the long term.

Conclusion on how to earn money from home without any investment

Now that I’ve given you a run down, it’s now your chance to ponder on what fits you best.

The truth is, new ways to earn online keep coming up for any one person to keep tabs on every day. Some people are even using Instagram and Tik Tok which were not available a few years ago. And most of them are absolutely free to begin and make money off.

But the best way is not to run for every shiny object that is trending. Take time to assess what you are interested in before pursuing one. It ensures you will not feel bored after only a short time. You should not use how much an opportunity pays out as the only metric.

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